Data Source: NCUA, December 31, 2016
Central State Credit Union was founded in 1936. Headquartered in Stockton, California, Central State Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Central State Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Central State Credit Union services 22,615 members through its 4 offices and branches and 50 full-time and 3 part-time employees. It has $180,508,426 of total assets and $14,682,140 of net worth. Based on its asset size and net worth ratio, Central State Credit Union is classified as a Well Capitalized medium large credit union.
Central State Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Central State Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Central State Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Central State Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Central State Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Central State Credit Union actively involves in local communities by prliding services such as first tim home buyer programs.
Community and other Service Offerings
El Dorado’s Branch
5242 N El Dorado St
Stockton, CA 95207-5845
363 S Lower Sacramento Rd
Lodi, CA 95242-3323
919 N Center St
Stockton, CA 95202
San Andreas Branch
462 W Saint Charles St
San Andreas, CA 95249-9664