Data Source: NCUA, December 31, 2016
Energy Credit Union was founded in 1931. Headquartered in West Roxbury, Massachusetts, Energy Credit Union is a state chartered and federally insured credit union, being chartered in Massachusetts and insured through the National Credit Union Share Insurance Fund (NCUSIF). Energy Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Energy Credit Union services 4,238 members through its 3 offices and branches and 12 full-time employees. It has $81,049,536 of total assets and $14,892,183 of net worth. Based on its asset size and net worth ratio, Energy Credit Union is classified as a Well Capitalized medium credit union.
Energy Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Energy Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Energy Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Massachusetts and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Energy Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Energy Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Energy Credit Union actively involves in local communities by prliding services such as first tim home buyer programs.
Community and other Service Offerings
40 Sylvan Rd
Waltham, MA 02451
70 Fargo St
Boston, MA 02210-2126
156 Spring St
West Roxbury, MA 02132