Data Source: NCUA, December 31, 2016
First Jersey Credit Union was founded in 1929. Headquartered in Wayne, New Jersey, First Jersey Credit Union is a state chartered and federally insured credit union, being chartered in New Jersey and insured through the National Credit Union Share Insurance Fund (NCUSIF). First Jersey Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, First Jersey Credit Union services 10,710 members through its 2 offices and branches and 24 full-time and 10 part-time employees. It has $117,587,861 of total assets and $9,692,330 of net worth. Based on its asset size and net worth ratio, First Jersey Credit Union is classified as a Well Capitalized medium large credit union.
First Jersey Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. First Jersey Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of First Jersey Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in New Jersey and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
First Jersey Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by First Jersey Credit Union.
Electronic Banking Service Offerings
As a community financial institution, First Jersey Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, and first tim home buyer programs.
Community and other Service Offerings
Hawthorne 245 Diamond Bridge Ave
245 Diamond Bridge Ave
Hawthorne, NJ 07506
Wayne 1 Corporate Dr
1 Corporate Dr
Wayne, NJ 07470