Data Source: NCUA, December 31, 2016
Northern Lights Credit Union was founded in 1951. Headquartered in Saint Johnsbury, Vermont, Northern Lights Credit Union is a state chartered and federally insured credit union, being chartered in Vermont and insured through the National Credit Union Share Insurance Fund (NCUSIF). Northern Lights Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Northern Lights Credit Union services 3,410 members through its 2 offices and branches and 7 full-time and 1 part-time employees. It has $20,353,552 of total assets and $1,978,682 of net worth. Based on its asset size and net worth ratio, Northern Lights Credit Union is classified as a Well Capitalized medium small credit union.
Northern Lights Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Northern Lights Credit Union also provides an array of services to its members and local communities. Northern Lights Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Northern Lights Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Vermont and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Northern Lights Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Northern Lights Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Northern Lights Credit Union actively involves in local communities by prliding services such as financial education.
Community and other Service Offerings
218 Dells Rd
Littleton, NH 03561
1004 Memorial Dr
Saint Johnsbury, VT 05819