Data Source: NCUA, December 31, 2016
Vital Federal Credit Union was founded in 1964. Headquartered in Spartanburg, South Carolina, Vital Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Vital Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Vital Federal Credit Union services 7,127 members through its 19 full-time employees. It has $48,250,513 of total assets and $4,794,497 of net worth. Based on its asset size and net worth ratio, Vital Federal Credit Union is classified as a Well Capitalized medium small credit union.
Vital Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Vital Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Vital Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in South Carolina and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Vital Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Vital Federal Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Vital Federal Credit Union actively involves in local communities by prliding services such as financial counseling .
Community and other Service Offerings
1000 Asheville Hwy
Spartanburg, SC 29303
1595 E Main St
Duncan, SC 29334