Advantage Plus Federal Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

PO Box 4610, Pocatello, ID 83205

Website

(208) 232-7711

Data Source: NCUA, December 31, 2016


Advantage Plus Federal Credit Union was founded in 1953. Headquartered in Pocatello, Idaho, Advantage Plus Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Advantage Plus Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Advantage Plus Federal Credit Union services 15,015 members through its 7 offices and branches and 52 full-time and 5 part-time employees. It has $129,039,292 of total assets and $11,007,765 of net worth. Based on its asset size and net worth ratio, Advantage Plus Federal Credit Union is classified as a Well Capitalized medium large credit union.

Advantage Plus Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Advantage Plus Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Advantage Plus Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Idaho and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Idaho
Median of USA
Checking
0.1000
0.0000
0.0000
Savings
0.0100
0.1000
0.1200
Money Market
0.1000
0.2500
0.2500
Certificate Deplit
0.6500
0.9600
0.5800
IRA
0.2500
0.5500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Idaho
National Median Rates
Credit Cards
10.4900
9.9000
9.9900
Unsecured Line of Credits
18.0000
10.7800
10.9500
Short-term Small Amount
n/a
22.1800
25.0000
Student Loans
n/a
5.9250
6.0200
New Car Loans
2.9900
3.5300
3.3300
Used Car Loans
2.9900
4.6800
4.5000
1st Mortgage Real Estates
4.0000
4.2200
4.2500
Other Real Estates
4.0000
4.4950
4.7000

Advantage Plus Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Advantage Plus Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
No
No
No
View Account History
Yes
No

As a community financial institution, Advantage Plus Federal Credit Union actively involves in local communities by prliding services such as financial counseling .

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
American Falls
465 Hillcrest Ave
American Falls, ID 83211
Phone:208-226-5784

Center Street
Main Office

2133 E Center St
Pocatello, ID 83201-2616
Phone:208-232-7711

Chubbuck
150 W Chubbuck Rd
Chubbuck, ID 83202-2313
Phone:208-238-5717

Johnny Creek
3415 Johnny Creek Rd
Pocatello, ID 83204-4458
Phone:208-232-2979

Montpelier
177 N 4th St
Montpelier, ID 83254-1535
Phone:208-847-1165

Preston Branch
311 S Highway 91
Preston, ID 83263
Phone:208-852-9999

Soda Springs
70 E 2nd S
Soda Springs, ID 83276-1408
Phone:208-547-2338

(208) 232-1911

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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