Aerospace Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 90735, Los Angeles, CA 90009

Website

(310) 336-5030

Data Source: NCUA, December 31, 2016


Aerospace Federal Credit Union was founded in 1961. Headquartered in Los Angeles, California, Aerospace Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Aerospace Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Aerospace Federal Credit Union services 10,620 members through its 25 full-time employees. It has $379,515,965 of total assets and $36,552,791 of net worth. Based on its asset size and net worth ratio, Aerospace Federal Credit Union is classified as a Well Capitalized medium large credit union.

Aerospace Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Aerospace Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Aerospace Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.1000
0.0000
0.0000
Savings
0.6500
0.1000
0.1200
Money Market
0.0000
0.1900
0.2500
Certificate Deplit
0.8500
0.5500
0.5800
IRA
0.6500
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
10.9000
10.0400
9.9900
Unsecured Line of Credits
12.0000
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
2.8900
3.0000
3.3300
Used Car Loans
3.1900
3.7400
4.5000
1st Mortgage Real Estates
2.6200
4.0300
4.2500
Other Real Estates
3.2500
4.7400
4.7000

Aerospace Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Aerospace Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Aerospace Federal Credit Union actively involves in local communities by prliding services such as financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Aerospace Fcu
Main Office

2310 E El Segundo Blvd
El Segundo, CA 90245
Phone:310-336-5030

(310) 336-8212

One Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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