Alliance Credit Union – CA

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

3315 Almaden Expressway Ste 55, San Jose, CA 95118

Website

(408) 265-7322

Data Source: NCUA, December 31, 2016


Alliance Credit Union, CA was founded in 1952. Headquartered in San Jose, California, Alliance Credit Union, CA is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Alliance Credit Union, CA is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Alliance Credit Union, CA services 36,278 members through its 6 offices and branches and 98 full-time and 5 part-time employees. It has $422,029,621 of total assets and $34,147,599 of net worth. Based on its asset size and net worth ratio, Alliance Credit Union, CA is classified as a Well Capitalized medium large credit union.

Alliance Credit Union, CA offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Alliance Credit Union, CA also provides an array of services to its members and local communities. Alliance Credit Union, CA plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Alliance Credit Union, CA’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.2500
0.1900
0.2500
Certificate Deplit
1.1200
0.5500
0.5800
IRA
0.7300
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
10.1700
10.0400
9.9900
Unsecured Line of Credits
9.9900
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
4.0500
3.0000
3.3300
Used Car Loans
4.3100
3.7400
4.5000
1st Mortgage Real Estates
3.2400
4.0300
4.2500
Other Real Estates
5.3800
4.7400
4.7000

Alliance Credit Union, CA prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Alliance Credit Union, CA.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
Yes

As a community financial institution, Alliance Credit Union, CA actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Blossom Valley
848a Blossom Hill Rd
San Jose, CA 95123
Phone:800-232-8669

Corporate Office
Main Office

3315 Almaden Expy Ste 55
San Jose, CA 95118
Phone:408-265-7322

Curtner
265 Curtner Ave
San Jose, CA 95125
Phone:800-232-8669

Glen Meade
2465 S 17th St
Wilmington, NC 28401
Phone:800-232-8669

Racine
237 Racine Dr
Wilmington, NC 28403
Phone:800-232-8669

Sunnyvale
540 Lawrence Expy Ste 1
Sunnyvale, CA 94085
Phone:800-232-8669

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings