Allsouth Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

730 Elmwood Ave, Columbia, SC 29201-2002

Website

(803) 736-3110

Data Source: NCUA, December 31, 2016


Allsouth Federal Credit Union was founded in 1960. Headquartered in Columbia, South Carolina, Allsouth Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Allsouth Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Allsouth Federal Credit Union services 115,423 members through its 24 offices and branches and 282 full-time and 2 part-time employees. It has $782,131,706 of total assets and $120,246,231 of net worth. Based on its asset size and net worth ratio, Allsouth Federal Credit Union is classified as a Well Capitalized large credit union.

Allsouth Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Allsouth Federal Credit Union also provides an array of services to its members and local communities. Allsouth Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Allsouth Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in South Carolina and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of South Carolina
Median of USA
Checking
0.0000
0.0500
0.0000
Savings
0.1500
0.1000
0.1200
Money Market
0.4500
0.2000
0.2500
Certificate Deplit
0.7000
0.4000
0.5800
IRA
0.1500
0.4000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of South Carolina
National Median Rates
Credit Cards
n/a
9.9000
9.9900
Unsecured Line of Credits
10.8600
13.0600
10.9500
Short-term Small Amount
28.0000
28.0000
25.0000
Student Loans
n/a
8.3500
6.0200
New Car Loans
3.9100
3.9000
3.3300
Used Car Loans
4.7200
5.2000
4.5000
1st Mortgage Real Estates
3.0700
4.3800
4.2500
Other Real Estates
5.8000
4.9950
4.7000

Allsouth Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Allsouth Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Ballentine Walmart Branch
1180 Dutch Fork Rd
Irmo, SC 29063-8874
Phone:803-736-3110

Batesburg Walmart Branch
115 E Church St
Leesville, SC 29070
Phone:803-736-3110

Bluff Road Branch
1401 Bluff Rd
Columbia, SC 29201
Phone:803-736-3110

Broad Street Sumter
1045 Broad St
Sumter, SC 29150
Phone:803-736-3110

Camden Walmart Branch
2240 W Dekalb St
Camden, SC 29020
Phone:803-736-3110

Cayce Temporary Location
220 Knox Abbott Dr Ste 13b
Cayce, SC 29033-4314
Phone:803-736-3110

Celia Saxon Branch
2012 Harden St Ste 114
Columbia, SC 29204
Phone:803-736-3110

Dentsville Branch
7227 Parklane Rd
Columbia, SC 29223
Phone:803-736-3110

Dutch Plaza Branch
710 Dutch Square Blvd
Columbia, SC 29210
Phone:803-736-3110

Elmwood Ave
Main Office

730 Elmwood Ave
Columbia, SC 29201-2002
Phone:803-736-3110

Fort Jackson Branch
5470 Jackson Blvd
Columbia, SC 29207
Phone:803-736-3110

Garners Ferry Road Branch
7471 Garners Ferry Rd
Columbia, SC 29209
Phone:803-736-3110

Irmo Branch
7454 Woodrow St
Irmo, SC 29063
Phone:803-736-3110

Kennerly Road
7330 Broad River Rd
Irmo, SC 29063-9656
Phone:803-736-3110

Killian Walmart Branch
321 Killian Rd
Columbia, SC 29203
Phone:803-736-3110

Lexington Branch
701 N Lake Dr
Lexington, SC 29072
Phone:803-736-3110

Newberry Branch
1342 Wilson Rd
Newberry, SC 29108
Phone:803-736-3110

Northeast Branch
10230 Two Notch Rd
Columbia, SC 29229
Phone:803-736-3110

Platt Springs Walmart Branch
1780 S Lake Dr
Lexington, SC 29073
Phone:803-736-3110

Saluda Branch
301 N Main St
Saluda, SC 29138
Phone:803-736-3110

Sumter Walmart Branch
1283 Broad St
Sumter, SC 29150
Phone:803-736-3110

VA Hospital
6439 Garners Ferry Rd Building #6
Columbia, SC 29209
Phone:803-736-3110

Winnsboro Branch
553 Us Highway 321 Byp S
Winnsboro, SC 29180
Phone:803-736-3110

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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