Data Source: NCUA, December 31, 2016
American Spirit Federal Credit Union was founded in 1963. Headquartered in Newark, Delaware, American Spirit Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). American Spirit Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, American Spirit Federal Credit Union services 12,885 members through its 3 offices and branches and 11 full-time and 8 part-time employees. It has $62,067,840 of total assets and $10,027,293 of net worth. Based on its asset size and net worth ratio, American Spirit Federal Credit Union is classified as a Well Capitalized medium credit union.
American Spirit Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. American Spirit Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of American Spirit Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Delaware and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
American Spirit Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by American Spirit Federal Credit Union.
Electronic Banking Service Offerings
As a community financial institution, American Spirit Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education.
Community and other Service Offerings
1110 Elkton Rd
1110 Elkton Rd
Newark, DE 19711
American Spirit – Dover
58 Carver Rd
Dover, DE 19904
American Spirit – Middletown
98 Sandhill Dr
Middletown, DE 19709-5853