Arizona Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

PO Box 60070, Phoenix, AZ 85082

Website

(602) 683-1701

Data Source: NCUA, December 31, 2016


Arizona Federal Credit Union was founded in 1936. Headquartered in Phoenix, Arizona, Arizona Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Arizona Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Arizona Federal Credit Union services 122,346 members through its 12 offices and branches and 416 full-time and 14 part-time employees. It has $1,473,367,327 of total assets and $218,269,757 of net worth. Based on its asset size and net worth ratio, Arizona Federal Credit Union is classified as a Well Capitalized large credit union.

Arizona Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Arizona Federal Credit Union also provides an array of services to its members and local communities. Arizona Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Arizona Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Arizona and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Arizona
Median of USA
Checking
0.0500
0.0100
0.0000
Savings
0.0100
0.0500
0.1200
Money Market
0.1500
0.1000
0.2500
Certificate Deplit
1.7400
0.4000
0.5800
IRA
1.7400
0.3000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Arizona
National Median Rates
Credit Cards
7.9900
9.4000
9.9900
Unsecured Line of Credits
14.0000
11.7500
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
5.0000
6.0200
New Car Loans
3.4900
4.2400
3.3300
Used Car Loans
3.2400
4.6500
4.5000
1st Mortgage Real Estates
4.0000
4.3150
4.2500
Other Real Estates
5.0000
5.4350
4.7000

Arizona Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Arizona Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Arizona Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
16th Street & Southern Branch
1505 E Southern Ave
Phoenix, AZ 85040-3531
Phone:602-683-1780

Ahwatukee Branch
15625 S 48th St
Phoenix, AZ 85048-0806
Phone:602-683-1480

Baseline Branch
855 W Baseline Rd
Tempe, AZ 85283-5369
Phone:602-683-1500

Colonnade
1945 E Camelback Rd Spc Pd01
Phoenix, AZ 85016-4158
Phone:602-683-1460

Deer Valley Branch
2650 W Ross Dr
Phoenix, AZ 85027-3151
Phone:602-683-1850

Gilbert Branch
1675 E Elliot Rd
Gilbert, AZ 85234-7101
Phone:602-683-1650

Glendale Branch
5485 W Northern Ave
Glendale, AZ 85301-1430
Phone:602-683-1380

Mesa Branch
1125 E Southern Ave
Mesa, AZ 85204-5045
Phone:602-683-1400

Operations Center
Main Office

333 N 44th St
Phoenix, AZ 85008
Phone:602-683-1701

Scottsdale Branch
3396 N Hayden Rd
Scottsdale, AZ 85251-6627
Phone:602-683-1560

Superstition Springs Branch
7202 E Southern Ave
Mesa, AZ 85209-2784
Phone:602-683-1020

Surprise Branch
15460 N Reems Rd
Surprise, AZ 85374
Phone:602-683-1750

Washington Park Branch
4475 E Van Buren St
Phoenix, AZ 85008
Phone:602-683-1700

(602) 683-1904

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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