Ascend Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

PO Box 1210, Tullahoma, TN 37388

Website

(800) 342-3086

Data Source: NCUA, December 31, 2016


Ascend Federal Credit Union was founded in 1951. Headquartered in Tullahoma, Tennessee, Ascend Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Ascend Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Ascend Federal Credit Union services 171,492 members through its 20 offices and branches and 395 full-time and 43 part-time employees. It has $1,992,014,212 of total assets and $346,115,113 of net worth. Based on its asset size and net worth ratio, Ascend Federal Credit Union is classified as a Well Capitalized large credit union.

Ascend Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Ascend Federal Credit Union also provides an array of services to its members and local communities. Ascend Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Ascend Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Tennessee and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Tennessee
Median of USA
Checking
0.1000
0.0050
0.0000
Savings
0.2000
0.1000
0.1200
Money Market
0.4000
0.2000
0.2500
Certificate Deplit
0.5000
0.5000
0.5800
IRA
0.5000
0.5500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Tennessee
National Median Rates
Credit Cards
9.5000
9.9950
9.9900
Unsecured Line of Credits
9.1000
10.6000
10.9500
Short-term Small Amount
n/a
21.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
3.1000
3.0000
3.3300
Used Car Loans
3.3500
4.4900
4.5000
1st Mortgage Real Estates
3.8800
4.2500
4.2500
Other Real Estates
5.2500
5.0000
4.7000

Ascend Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Ascend Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Ascend Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Administrative Office
Main Office

520 Airpark Dr
Tullahoma, TN 37388
Phone:800-342-3086

Arnold Air Force Base
452 N Hap Arnold Dr
Arnold Afb, TN 37389
Phone:800-342-3086

Charlotte
1901 Charlotte Ave
Nashville, TN 37203
Phone:931-455-5441

Columbia
981 W James Campbell Blvd
Columbia, TN 38401-4806
Phone:800-342-3086

Cool Spring
3150 Aspen Grove Dr
Franklin, TN 37067-8229
Phone:800-342-3086

Franklin County
2459 Decherd Blvd
Winchester, TN 37398
Phone:800-342-3086

Genesco Park
1415 Murfreesboro Pike Ste 148
Nashville, TN 37217
Phone:615-367-1661

Hendersonville
303 Sourth Parrish Pl
Hendersonville, TN 37075
Phone:

La Vergne
231 Waldron Rd
La Vergne, TN 37086-3252
Phone:

Lewisburg
1372 Rock Crusher Rd
Lewisburg, TN 37091-6937
Phone:800-342-3086

Manchester
1929 Mcarthur St
Manchester, TN 37355-2623
Phone:800-342-3086

Mcminnville
1410 Sparta St
Mc Minnville, TN 37110
Phone:800-342-3086

Mt. Juliet
300 Pleasant Grove Rd
Mount Juliet, TN 37122-3785
Phone:931-455-5441

Mufreesboro-victory Station
4051 Franklin Rd
Murfreesboro, TN 37128-5189
Phone:800-342-3086

Murfreesboro-church Street
750 S Church St
Murfreesboro, TN 37130-4926
Phone:800-342-3086

Murfreesboro-clark Boulevard
1250 W Clark Blvd
Murfreesboro, TN 37129-2300
Phone:800-342-3086

Nashville Elm Hill
2600 Elm Hill Pike
Nashville, TN 37214
Phone:800-342-3086

Nashville West
6800 Charlotte Pike Suite 104
Nashville, TN 37209
Phone:931-455-5441

Shelbyville
1900 N Main St
Shelbyville, TN 37160
Phone:800-342-3086

Smyrna
769 Nissan Dr
Smyrna, TN 37167-4408
Phone:800-342-3086

Tullahoma
1611 N Jackson St
Tullahoma, TN 37388-2229
Phone:931-455-5441

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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