Data Source: NCUA, June 30, 2016
Beech Island Credit Union was founded in 1971. Headquartered in Beech Island, South Carolina, Beech Island Credit Union is a state chartered and federally insured credit union, being chartered in South Carolina and insured through the National Credit Union Share Insurance Fund (NCUSIF). Beech Island Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of June 30, 2016, Beech Island Credit Union services 1,138 members through its 4 full-time employees. It has $6,356,361 of total assets and $761,600 of net worth. Based on its asset size and net worth ratio, Beech Island Credit Union is classified as a Well Capitalized small credit union.
Beech Island Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Beech Island Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The chart below depicts the average compensation of Beech Island Credit Union compared to the medians of South Carolina and the entire nation (USA) over the years.
The following two tables list the deplitory and loan interest rates of Beech Island Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in South Carolina and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Beech Island Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet and ATMs. The table below lists the electronic banking services prlided by Beech Island Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Beech Island Credit Union actively involves in local communities by prliding services such as financial counseling .
Community and other Service Offerings
Branch – 143 Old Jackson Highway
143 Old Jackson Hwy
Beech Island, SC 29842-4566
SRP Federal Credit Union
1070 Edgefield Rd
North Augusta, SC 29860-9277