BIG Valley Federal Credit Union

Rated star_normalstar_normalstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 0 out of 5

3111 WISSEMANN DR, Sacramento, CA, 95826

Website

916-383-0691

BIG Valley Federal Credit Union was founded in 1953. Headquartered in Sacramento, California, BIG Valley Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF).

As of December 31, 2013, BIG Valley Federal Credit Union services 7,078 members through its 2 offices and branches and 9 full-time and 6 part-time employees. It has $55,533,441.00 of total assets and $5,237,310.00 of net worth. Based on its asset size and net worth ratio, BIG Valley Federal Credit Union is classified as a Well Capitalized medium size credit union.

BIG Valley Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. BIG Valley Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

BIG Valley Federal Credit Union’s membership type is defined as Multiple common bond – primary finance and insurance and real estate and trade. If you are interested in joining BIG Valley Federal Credit Union, please visit their website or call 916-383-0691 for details. If you are a current member of BIG Valley Federal Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the depository and loan interest rates of BIG Valley Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Depository Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Checking
0.0200
0.0000
0.0000
Savings
0.0200
0.1000
0.1500
Money Market
0.1000
0.1500
0.2400
Certificate Deposit
0.1700
0.4000
0.5000
IRA
0.0300
0.3800
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
12.5000
10.2450
9.9900
Unsecured Line of Credits
14.2500
11.4150
11.0000
Short-term Small Amount
21.0000
27.5000
22.6000
Student Loans
5.7900
6.0350
New Car Loans
4.0000
3.5400
3.9120
Used Car Loans
5.5000
4.3600
4.9900
1st Mortgage Real Estates
4.6250
4.5000
4.5200
Other Real Estates
6.0000
5.0000
5.0000

BIG Valley Federal Credit Union provides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services provided by BIG Valley Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
Yes
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
Yes
No
No
Download Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Gold River Branch
2180 Golden Centre Ln Ste 50
Gold River, CA 95670-4479
Phone:916-638-8238

Main Office
3111 Wissemann Dr
Sacramento, CA 95826
Phone:916-383-0691

916-386-1689

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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