Data Source: NCUA, December 31, 2016
Smart Choice Credit Union was founded in 2003. Headquartered in Cleveland, Tennessee, Smart Choice Credit Union is a state chartered and federally insured credit union, being chartered in Tennessee and insured through the National Credit Union Share Insurance Fund (NCUSIF). Smart Choice Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Smart Choice Credit Union services 1,407 members through its 2 offices and branches and 1 full-time and 2 part-time employees. It has $2,960,257 of total assets and $300,626 of net worth. Based on its asset size and net worth ratio, Smart Choice Credit Union is classified as a Well Capitalized small credit union.
Smart Choice Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Smart Choice Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Smart Choice Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Tennessee and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
The table below lists the electronic banking services prlided by Smart Choice Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Smart Choice Credit Union actively involves in local communities by prliding services such as financial counseling, financial education.
Community and other Service Offerings
Smart Choice Credit Union
1075 Blythe Ave Se
Cleveland, TN 37311-2948