California Bear Credit Union

Rated star_ratedstar_ratedstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2 out of 5

300 S Spring St Ste 1215, Los Angeles, CA 90013-1271

Website

(213) 830-4100

Data Source: NCUA, December 31, 2016


California Bear Credit Union was founded in 1933. Headquartered in Los Angeles, California, California Bear Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). California Bear Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, California Bear Credit Union services 10,646 members through its 3 offices and branches and 16 full-time employees. It has $109,552,771 of total assets and $8,001,155 of net worth. Based on its asset size and net worth ratio, California Bear Credit Union is classified as a Well Capitalized medium large credit union.

California Bear Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. California Bear Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of California Bear Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.1300
0.1900
0.2500
Certificate Deplit
0.2500
0.5500
0.5800
IRA
0.2500
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
8.9900
10.0400
9.9900
Unsecured Line of Credits
12.9000
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
4.7500
3.0000
3.3300
Used Car Loans
5.2500
3.7400
4.5000
1st Mortgage Real Estates
4.0000
4.0300
4.2500
Other Real Estates
6.5000
4.7400
4.7000

California Bear Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by California Bear Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
No
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, California Bear Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Admin
Main Office

300 S Spring St Ste 1215
Los Angeles, CA 90013-1271
Phone:213-830-4100

Main Street
100 S Main St Suite 110
Los Angeles, CA 90012
Phone:213-830-4100

Main Street Branch
100 S Main St Ste 110 Caltrans Building
Los Angeles, CA 90012
Phone:213-830-4100

Spring Street
300 S Spring St Suite 1215
Los Angeles, CA 90013
Phone:213-830-4100

(213) 830-4192

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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