Cardinal Community Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

8500 Westport Dr, Mentor, OH 44060

Website

(440) 266-2200

Data Source: NCUA, December 31, 2016


Cardinal Credit Union INC. was founded in 0. Headquartered in Mentor, Ohio, Cardinal Credit Union INC. is a state chartered and not federally insured credit union, being chartered in Ohio but not insured through the National Credit Union Share Insurance Fund (NCUSIF). Cardinal Credit Union INC. is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Cardinal Credit Union INC. services 32,926 members through its 12 offices and branches and 88 full-time and 10 part-time employees. It has $243,119,155 of total assets and $26,983,001 of net worth. Based on its asset size and net worth ratio, Cardinal Credit Union INC. is classified as a Well Capitalized medium large credit union.

Cardinal Credit Union INC. offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Cardinal Credit Union INC. also provides an array of services to its members and local communities. Cardinal Credit Union INC. plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Cardinal Credit Union INC.’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Ohio and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Ohio
Median of USA
Checking
0.3500
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.1500
0.2000
0.2500
Certificate Deplit
0.8000
0.5500
0.5800
IRA
0.5000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Ohio
National Median Rates
Credit Cards
9.9000
10.0000
9.9900
Unsecured Line of Credits
10.9900
11.0000
10.9500
Short-term Small Amount
n/a
23.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
3.0000
3.2500
3.3300
Used Car Loans
7.0000
4.7000
4.5000
1st Mortgage Real Estates
4.2500
4.2500
4.2500
Other Real Estates
3.2500
4.7100
4.7000

Cardinal Credit Union INC. prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Cardinal Credit Union INC..

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Cardinal Credit Union INC. actively involves in local communities by prliding services such as first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No

(440) 266-2299

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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