Centex Citizens Credit Union

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Review based on 12 criteria Rating: 3.5 out of 5

Centex Citizens Credit Union, P. O., Mexia, TX 76667

Website

(254) 562-9296

Data Source: NCUA, December 31, 2016


Centex Citizens Credit Union was founded in 1954. Headquartered in Mexia, Texas, Centex Citizens Credit Union is a state chartered and federally insured credit union, being chartered in Texas and insured through the National Credit Union Share Insurance Fund (NCUSIF). Centex Citizens Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Centex Citizens Credit Union services 8,375 members through its 3 offices and branches and 18 full-time and 3 part-time employees. It has $62,741,397 of total assets and $13,413,158 of net worth. Based on its asset size and net worth ratio, Centex Citizens Credit Union is classified as a Well Capitalized medium credit union.

Centex Citizens Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Centex Citizens Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Centex Citizens Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Texas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Texas
Median of USA
Checking
0.0500
0.0100
0.0000
Savings
0.1500
0.2000
0.1200
Money Market
0.2500
0.2500
0.2500
Certificate Deplit
0.7700
0.6620
0.5800
IRA
0.7400
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Texas
National Median Rates
Credit Cards
9.9000
9.9900
9.9900
Unsecured Line of Credits
11.8100
11.2200
10.9500
Short-term Small Amount
n/a
25.2500
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
4.7500
3.6500
3.3300
Used Car Loans
6.1200
4.9950
4.5000
1st Mortgage Real Estates
4.8300
4.5000
4.2500
Other Real Estates
n/a
5.5600
4.7000

Centex Citizens Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Centex Citizens Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
Yes

As a community financial institution, Centex Citizens Credit Union actively involves in local communities by prliding services such as first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Centex Citizens Credit Union – Corsicana Branch
3501 West 7th Avenue
Corsicana, TX 75110
Phone:903-872-8347

Centex Citizens Credit Union East Branch
Centex Citizens Credit Union East Branch 1404 E Milam St
Mexia, TX 76667-2500
Phone:254-562-9296

Centex Citizens Credit Union Main Office
Centex Citizens Credit Union 931 n Highway 171
Mexia, TX 76667-2080
Phone:254-562-9296

(254) 562-9227

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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