Central City Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

222 E Upham Street, Marshfield, WI 54449

Website

(715) 387-3702

Data Source: NCUA, December 31, 2016


Simplicity Credit Union was founded in 1949. Headquartered in Marshfield, Wisconsin, Simplicity Credit Union is a state chartered and federally insured credit union, being chartered in Wisconsin and insured through the National Credit Union Share Insurance Fund (NCUSIF). Simplicity Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Simplicity Credit Union services 23,677 members through its 4 offices and branches and 63 full-time and 14 part-time employees. It has $236,135,618 of total assets and $24,444,332 of net worth. Based on its asset size and net worth ratio, Simplicity Credit Union is classified as a Well Capitalized medium large credit union.

Simplicity Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Simplicity Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Simplicity Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Wisconsin and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Wisconsin
Median of USA
Checking
0.0500
0.0100
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.2700
0.2200
0.2500
Certificate Deplit
0.7500
0.5000
0.5800
IRA
0.7500
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Wisconsin
National Median Rates
Credit Cards
8.9000
9.9900
9.9900
Unsecured Line of Credits
13.0000
11.0000
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
5.5000
6.0200
New Car Loans
4.0000
3.0100
3.3300
Used Car Loans
4.1200
3.9900
4.5000
1st Mortgage Real Estates
4.0000
4.0900
4.2500
Other Real Estates
5.0000
4.5000
4.7000

Simplicity Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Simplicity Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Simplicity Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Hoover Road
3101 Hoover Rd
Stevens Point, WI 54481
Phone:715-341-2522

Marshfield
Main Office

222 E Upham St
Marshfield, WI 54449-1543
Phone:715-387-3702

Post Road
2331 Post Rd
Plover, WI 54467
Phone:715-341-1400

St Michaels Hospital
900 Illinois Ave 3rd Floor
Stevens Point, WI 54481
Phone:715-346-5136

(715) 387-3746

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings