Central Kansas Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

2616 N Main St, Hutchinson, KS 67502-3404

Website

(620) 663-1566

Data Source: NCUA, December 31, 2016


Central Kansas Credit Union was founded in 1937. Headquartered in Hutchinson, Kansas, Central Kansas Credit Union is a state chartered and federally insured credit union, being chartered in Kansas and insured through the National Credit Union Share Insurance Fund (NCUSIF). Central Kansas Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Central Kansas Credit Union services 6,235 members through its 2 offices and branches and 15 full-time and 2 part-time employees. It has $35,321,172 of total assets and $2,550,235 of net worth. Based on its asset size and net worth ratio, Central Kansas Credit Union is classified as a Well Capitalized medium small credit union.

Central Kansas Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Central Kansas Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Central Kansas Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Kansas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Kansas
Median of USA
Checking
0.0100
0.0000
0.0000
Savings
0.0300
0.2000
0.1200
Money Market
0.0300
0.2500
0.2500
Certificate Deplit
0.0300
0.7000
0.5800
IRA
0.0300
0.6500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Kansas
National Median Rates
Credit Cards
13.5000
10.9550
9.9900
Unsecured Line of Credits
6.9900
12.0000
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
7.5000
6.0200
New Car Loans
3.0500
3.9450
3.3300
Used Car Loans
3.0500
5.4600
4.5000
1st Mortgage Real Estates
4.0000
4.0650
4.2500
Other Real Estates
6.5000
5.0000
4.7000

Central Kansas Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Central Kansas Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Central Kansas Credit Union actively involves in local communities by prliding services such as financial education.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Hutchinson
Main Office

2616 N Main St
Hutchinson, KS 67502-3404
Phone:620-663-1566

Pratt
120 W 2nd St
Pratt, KS 67124-2643
Phone:620-672-5968

(620) 663-5994

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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