Central Ohio Community Credit Union

Rated star_normalstar_normalstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 0 out of 5

6325 Huntley Rd, Columbus, OH 43229

Website

(614) 438-2388

Data Source: NCUA, June 30, 2016


Central Credit Union INC. was founded in 0. Headquartered in Columbus, Ohio, Central Credit Union INC. is a state chartered and not federally insured credit union, being chartered in Ohio but not insured through the National Credit Union Share Insurance Fund (NCUSIF). Central Credit Union INC. is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of June 30, 2016, Central Credit Union INC. services 459 members through its 1 full-time and 2 part-time employees. It has $2,871,420 of total assets and $263,847 of net worth. Based on its asset size and net worth ratio, Central Credit Union INC. is classified as a Well Capitalized small credit union.

Central Credit Union INC. offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Central Credit Union INC. also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The chart below depicts the average compensation of Central Credit Union INC. compared to the medians of Ohio and the entire nation (USA) over the years.

The following two tables list the deplitory and loan interest rates of Central Credit Union INC.’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Ohio and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Ohio
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.0000
0.2000
0.2500
Certificate Deplit
0.0000
0.5000
0.5500
IRA
15.0000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Ohio
National Median Rates
Credit Cards
13.0000
10.2300
9.9900
Unsecured Line of Credits
7.3600
10.9900
10.9600
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
6.0000
6.0000
New Car Loans
4.1000
3.3100
3.3900
Used Car Loans
5.4800
4.6550
4.5000
1st Mortgage Real Estates
n/a
4.2500
4.1500
Other Real Estates
4.0000
4.7500
4.7400

Central Credit Union INC. prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Central Credit Union INC..

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
No
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No

(614) 438-2389

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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