Central Willamette Community Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

PO Box 1899, Albany, OR 97321

Website

(541) 928-4536

Data Source: NCUA, December 31, 2016


Central Willamette Community Credit Union was founded in 1955. Headquartered in Albany, Oregon, Central Willamette Community Credit Union is a state chartered and federally insured credit union, being chartered in Oregon and insured through the National Credit Union Share Insurance Fund (NCUSIF). Central Willamette Community Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Central Willamette Community Credit Union services 26,322 members through its 5 offices and branches and 74 full-time and 6 part-time employees. It has $260,127,407 of total assets and $24,410,666 of net worth. Based on its asset size and net worth ratio, Central Willamette Community Credit Union is classified as a Well Capitalized medium large credit union.

Central Willamette Community Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Central Willamette Community Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Central Willamette Community Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Oregon and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Oregon
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.0500
0.0500
0.1200
Money Market
0.0500
0.1500
0.2500
Certificate Deplit
0.2000
0.5200
0.5800
IRA
0.2000
0.2900
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Oregon
National Median Rates
Credit Cards
n/a
9.9000
9.9900
Unsecured Line of Credits
8.2500
10.2700
10.9500
Short-term Small Amount
n/a
20.0000
25.0000
Student Loans
n/a
5.8700
6.0200
New Car Loans
3.4900
3.2150
3.3300
Used Car Loans
1.9900
3.7800
4.5000
1st Mortgage Real Estates
5.9900
4.3400
4.2500
Other Real Estates
3.0000
4.8750
4.7000

Central Willamette Community Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Central Willamette Community Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Central Willamette Community Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Corvallis Branch
555 Ne Circle Blvd
Corvallis, OR 97330
Phone:541-758-2181

Lebanon Branch
625 N 5th St
Lebanon, OR 97355
Phone:541-451-5124

Pacific Branch
905 29th Ave Sw
Albany, OR 97321
Phone:541-704-4700

Salem Branch
852 Lancaster Dr Se
Salem, OR 97317
Phone:503-371-4846

Waverly Branch
645 Waverly Dr Se
Albany, OR 97322
Phone:541-928-4536

WHQ / Admin Offices
Main Office

7101 Supra Dr Sw
Albany, OR 97321
Phone:541-928-4536

(541) 926-4843

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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