CGR Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

2040 Ingleside Ave, Macon, GA 31204

Website

(478) 745-0494

Data Source: NCUA, December 31, 2016


CGR Credit Union was founded in 1991. Headquartered in Macon, Georgia, CGR Credit Union is a state chartered and federally insured credit union, being chartered in Georgia and insured through the National Credit Union Share Insurance Fund (NCUSIF). CGR Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, CGR Credit Union services 12,609 members through its 6 offices and branches and 32 full-time and 3 part-time employees. It has $83,086,298 of total assets and $13,817,559 of net worth. Based on its asset size and net worth ratio, CGR Credit Union is classified as a Well Capitalized medium credit union.

CGR Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. CGR Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of CGR Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Georgia and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Georgia
Median of USA
Checking
0.1500
0.0000
0.0000
Savings
0.3500
0.2000
0.1200
Money Market
0.5000
0.3000
0.2500
Certificate Deplit
1.0000
0.5350
0.5800
IRA
0.6800
0.4150
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Georgia
National Median Rates
Credit Cards
11.6000
9.9900
9.9900
Unsecured Line of Credits
13.2200
12.0000
10.9500
Short-term Small Amount
n/a
19.2300
25.0000
Student Loans
n/a
6.5000
6.0200
New Car Loans
3.5700
4.0000
3.3300
Used Car Loans
7.8900
5.4800
4.5000
1st Mortgage Real Estates
5.7300
5.0000
4.2500
Other Real Estates
5.4700
5.1000
4.7000

CGR Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by CGR Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, CGR Credit Union actively involves in local communities by prliding services such as financial literacy workshops.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
CGR Credit Union Baldwin Branch
571 Hammock Rd Nw Ste 100
Milledgeville, GA 31061-7185
Phone:478-454-5438

CGR Credit Union Carlyle Place Branch
5500 Zebulon Rd
Macon, GA 31210
Phone:478-745-0494

CGR Credit Union Hospital Drive
380 Hospital Dr Ste 150
Macon, GA 31217-8001
Phone:478-745-0494

CGR Credit Union Ingleside Branch
Main Office

2040 Ingleside Ave
Macon, GA 31204
Phone:478-745-0494

CGR Credit Union Pine
770 Pine St Ste L20
Macon, GA 31201-7517
Phone:478-745-0494

Warner Robins Branch
104 N Houston Rd
Warner Robins, GA 31093
Phone:478-745-0494

(478) 738-8582

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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