Chaco Credit Union

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Review based on 12 criteria Rating: 0 out of 5

100 S 3rd St, Hamilton, OH 45011-2816

Website

(513) 785-3500

Data Source: NCUA, June 30, 2016


Chaco Credit Union was founded in 1938. Headquartered in Hamilton, Ohio, Chaco Credit Union is a state chartered and federally insured credit union, being chartered in Ohio and insured through the National Credit Union Share Insurance Fund (NCUSIF). Chaco Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of June 30, 2016, Chaco Credit Union services 26,496 members through its 6 offices and branches and 60 full-time and 14 part-time employees. It has $180,863,535 of total assets and $14,746,364 of net worth. Based on its asset size and net worth ratio, Chaco Credit Union is classified as a Well Capitalized medium large credit union.

Chaco Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Chaco Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The chart below depicts the average compensation of Chaco Credit Union compared to the medians of Ohio and the entire nation (USA) over the years.

The following two tables list the deplitory and loan interest rates of Chaco Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Ohio and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Ohio
Median of USA
Checking
0.0700
0.0000
0.0000
Savings
0.0800
0.1000
0.1200
Money Market
0.2400
0.2000
0.2500
Certificate Deplit
1.1530
0.5000
0.5500
IRA
0.9100
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Ohio
National Median Rates
Credit Cards
7.4700
10.2300
9.9900
Unsecured Line of Credits
10.3900
10.9900
10.9600
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
6.0000
6.0000
New Car Loans
3.4500
3.3100
3.3900
Used Car Loans
5.0200
4.6550
4.5000
1st Mortgage Real Estates
4.3700
4.2500
4.1500
Other Real Estates
5.2200
4.7500
4.7400

Chaco Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Chaco Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
No
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Chaco Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Downtown
Main Office

100 S 3rd St
Hamilton, OH 45011-2816
Phone:513-785-3500

Fairfield Township
3201 Princeton Rd
Hamilton, OH 45011-5332
Phone:513-894-9400

Fairfield-village Green
950 Deis Dr
Fairfield, OH 45014-8128
Phone:513-785-3586

Hamilton-west
601 Park Ave
Hamilton, OH 45013-3064
Phone:513-785-3561

Oxford-westgate
5174 College Corner Pike
Oxford, OH 45056
Phone:513-785-3652

West Chester
7237 Cincinnati Dayton Rd
West Chester, OH 45069
Phone:513-777-3793

(513) 785-3595

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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