Citizens Community Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

1117 Highway 2 E, Devils Lake, ND 58301

Website

(701) 662-8118

Data Source: NCUA, December 31, 2016


Citizens Community Credit Union, ND was founded in 1940. Headquartered in Devils Lake, North Dakota, Citizens Community Credit Union, ND is a state chartered and federally insured credit union, being chartered in North Dakota and insured through the National Credit Union Share Insurance Fund (NCUSIF). Citizens Community Credit Union, ND is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Citizens Community Credit Union, ND services 11,272 members through its 10 offices and branches and 55 full-time and 16 part-time employees. It has $197,223,225 of total assets and $20,960,191 of net worth. Based on its asset size and net worth ratio, Citizens Community Credit Union, ND is classified as a Well Capitalized medium large credit union.

Citizens Community Credit Union, ND offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Citizens Community Credit Union, ND also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Citizens Community Credit Union, ND’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in North Dakota and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of North Dakota
Median of USA
Checking
1.0000
0.0000
0.0000
Savings
1.0000
0.1000
0.1200
Money Market
0.2500
0.2290
0.2500
Certificate Deplit
1.0000
0.8050
0.5800
IRA
1.0000
0.7045
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of North Dakota
National Median Rates
Credit Cards
13.5000
9.9500
9.9900
Unsecured Line of Credits
12.0000
9.7050
10.9500
Short-term Small Amount
n/a
25.0000
25.0000
Student Loans
6.1000
6.1000
6.0200
New Car Loans
7.2000
3.2300
3.3300
Used Car Loans
8.4500
4.0000
4.5000
1st Mortgage Real Estates
6.4000
4.6000
4.2500
Other Real Estates
7.0000
5.0000
4.7000

Citizens Community Credit Union, ND prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Citizens Community Credit Union, ND.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

As a community financial institution, Citizens Community Credit Union, ND actively involves in local communities by prliding services such as first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
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1117 Highway 2 E
Devils Lake, ND 58301
Phone:701-662-8118

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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