City Credit Union – TX

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

7474 Ferguson Rd, Dallas, TX 75228

Website

(214) 515-0100

Data Source: NCUA, December 31, 2016


City Credit Union, TX was founded in 1942. Headquartered in Dallas, Texas, City Credit Union, TX is a state chartered and federally insured credit union, being chartered in Texas and insured through the National Credit Union Share Insurance Fund (NCUSIF). City Credit Union, TX is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, City Credit Union, TX services 41,670 members through its 7 offices and branches and 106 full-time and 1 part-time employees. It has $371,270,453 of total assets and $41,515,075 of net worth. Based on its asset size and net worth ratio, City Credit Union, TX is classified as a Well Capitalized medium large credit union.

City Credit Union, TX offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. City Credit Union, TX also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of City Credit Union, TX’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Texas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Texas
Median of USA
Checking
0.0000
0.0100
0.0000
Savings
0.2500
0.2000
0.1200
Money Market
0.2000
0.2500
0.2500
Certificate Deplit
0.5000
0.6620
0.5800
IRA
0.3500
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Texas
National Median Rates
Credit Cards
9.9900
9.9900
9.9900
Unsecured Line of Credits
13.9900
11.2200
10.9500
Short-term Small Amount
n/a
25.2500
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
1.9900
3.6500
3.3300
Used Car Loans
1.9900
4.9950
4.5000
1st Mortgage Real Estates
6.9900
4.5000
4.2500
Other Real Estates
7.2500
5.5600
4.7000

City Credit Union, TX prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by City Credit Union, TX.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, City Credit Union, TX actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Duncanville
506 E Highway 67
Duncanville, TX 75137
Phone:214-515-0100

Ferguson
Main Office

7474 Ferguson Rd
Dallas, TX 75228
Phone:214-515-0100

Frankford
3015 Frankford Rd
Dallas, TX 75287
Phone:214-515-0100

Gainesville
406 N Grand Ave Suite 101
Gainesville, TX 76240
Phone:214-515-0100

Oak Cliff
126 E Colorado Blvd
Dallas, TX 75203
Phone:214-515-0100

Sherman
401 W Wilson Ave
Sherman, TX 75090
Phone:214-515-0100

Waxahachie
1625 N Highway 77
Waxahachie, TX 75165
Phone:214-515-0100

(972) 708-8049

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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