Data Source: NCUA, December 31, 2016
Impact Credit Union INC. was founded in 1994. Headquartered in Clyde, Ohio, Impact Credit Union INC. is a state chartered and federally insured credit union, being chartered in Ohio and insured through the National Credit Union Share Insurance Fund (NCUSIF). Impact Credit Union INC. is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Impact Credit Union INC. services 14,627 members through its 5 offices and branches and 48 full-time and 8 part-time employees. It has $128,971,691 of total assets and $12,953,108 of net worth. Based on its asset size and net worth ratio, Impact Credit Union INC. is classified as a Well Capitalized medium large credit union.
Impact Credit Union INC. offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Impact Credit Union INC. also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Impact Credit Union INC.’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Ohio and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Impact Credit Union INC. prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Impact Credit Union INC..
Electronic Banking Service Offerings
As a community financial institution, Impact Credit Union INC. actively involves in local communities by prliding services such as financial counseling, first tim home buyer programs, and student scholarships.
Community and other Service Offerings