Community C.U. Of SO. Humboldt Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

757 Redwood Drive, Garberville, CA 95542

Website

(707) 923-2012

Data Source: NCUA, December 31, 2016


Community C.U. Of SO. Humboldt Credit Union was founded in 1980. Headquartered in Garberville, California, Community C.U. Of SO. Humboldt Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Community C.U. Of SO. Humboldt Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Community C.U. Of SO. Humboldt Credit Union services 5,425 members through its 30 full-time and 1 part-time employees. It has $94,565,503 of total assets and $9,926,886 of net worth. Based on its asset size and net worth ratio, Community C.U. Of SO. Humboldt Credit Union is classified as a Well Capitalized medium credit union.

Community C.U. Of SO. Humboldt Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Community C.U. Of SO. Humboldt Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Community C.U. Of SO. Humboldt Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1500
0.1000
0.1200
Money Market
0.2000
0.1900
0.2500
Certificate Deplit
0.6000
0.5500
0.5800
IRA
0.6000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
13.0100
10.0400
9.9900
Unsecured Line of Credits
12.4000
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
5.5200
3.0000
3.3300
Used Car Loans
7.3800
3.7400
4.5000
1st Mortgage Real Estates
6.4200
4.0300
4.2500
Other Real Estates
6.7700
4.7400
4.7000

Community C.U. Of SO. Humboldt Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by Community C.U. Of SO. Humboldt Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Community C.U. Of SO. Humboldt Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Community Credit Union
Main Office

757 Redwood Dr
Garberville, CA 95542-3116
Phone:707-923-2012

(707) 923-4199

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings