Core Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

7200 Kirkville Rd, East Syracuse, NY 13057-9414

Website

(315) 656-8220

Data Source: NCUA, December 31, 2016


Core Federal Credit Union was founded in 1959. Headquartered in East Syracuse, New York, Core Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Core Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Core Federal Credit Union services 10,189 members through its 5 offices and branches and 24 full-time and 3 part-time employees. It has $105,744,063 of total assets and $11,213,311 of net worth. Based on its asset size and net worth ratio, Core Federal Credit Union is classified as a Well Capitalized medium large credit union.

Core Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Core Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Core Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in New York and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of New York
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1500
0.1200
Money Market
0.4000
0.2500
0.2500
Certificate Deplit
0.5000
0.6000
0.5800
IRA
0.4500
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of New York
National Median Rates
Credit Cards
9.8000
9.9000
9.9900
Unsecured Line of Credits
10.4900
9.9400
10.9500
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
5.7400
6.0000
6.0200
New Car Loans
2.9900
3.0000
3.3300
Used Car Loans
3.4900
4.2500
4.5000
1st Mortgage Real Estates
3.2500
4.0000
4.2500
Other Real Estates
4.2400
4.4700
4.7000

Core Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Core Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Core Federal Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
C-ns High School Student Branch
6002 Ny-31
Cicero, NY 13039
Phone:312-656-8220

East Syracuse Office
Main Office

7200 Kirkville Rd
East Syracuse, NY 13057-9414
Phone:315-656-8220

M-ecs High School Student Branch
5061 Fearon Road
Morrisville, NY 13408
Phone:315-656-8220

Morrisville Office
6 Cambridge Ave
Morrisville, NY 13408-9654
Phone:315-684-3009

North Syracuse Office
651 Centerville Pl
North Syracuse, NY 13212-2396
Phone:315-458-0439

(315) 656-9389

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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