Dakota Plains Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

212 5th Ave, Edgeley, ND 58433

Website

(701) 493-2334

Data Source: NCUA, December 31, 2016


Dakota Plains Credit Union was founded in 1941. Headquartered in Edgeley, North Dakota, Dakota Plains Credit Union is a state chartered and federally insured credit union, being chartered in North Dakota and insured through the National Credit Union Share Insurance Fund (NCUSIF). Dakota Plains Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Dakota Plains Credit Union services 4,347 members through its 4 offices and branches and 21 full-time and 1 part-time employees. It has $73,406,391 of total assets and $6,203,115 of net worth. Based on its asset size and net worth ratio, Dakota Plains Credit Union is classified as a Well Capitalized medium credit union.

Dakota Plains Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Dakota Plains Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Dakota Plains Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in North Dakota and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of North Dakota
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.1500
0.2290
0.2500
Certificate Deplit
0.8400
0.8050
0.5800
IRA
0.8500
0.7045
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of North Dakota
National Median Rates
Credit Cards
5.7500
9.9500
9.9900
Unsecured Line of Credits
9.7000
9.7050
10.9500
Short-term Small Amount
n/a
25.0000
25.0000
Student Loans
n/a
6.1000
6.0200
New Car Loans
4.7000
3.2300
3.3300
Used Car Loans
4.7000
4.0000
4.5000
1st Mortgage Real Estates
4.2500
4.6000
4.2500
Other Real Estates
5.0000
5.0000
4.7000

Dakota Plains Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Dakota Plains Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Dakota Plains Credit Union actively involves in local communities by prliding services such as financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Dpcu – Edgeley
Main Office

212 5th Ave PO Box 248
Edgeley, ND 58433
Phone:701-493-2334

Dpcu – Ellendale
120 1st St Nw
Ellendale, ND 58436
Phone:701-349-3842

Dpcu – Enderlin
201 4th Ave Ste 4
Enderlin, ND 58027
Phone:701-437-2324

Dpcu – Sheldon
118 Fowler St
Sheldon, ND 58068
Phone:701-437-5351

(701) 493-2702

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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