Delta Community Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

1025 Virginia Ave, Atlanta, GA 30354-1319

Website

(404) 715-4725

Data Source: NCUA, December 31, 2016


Delta Community Credit Union was founded in 1940. Headquartered in Atlanta, Georgia, Delta Community Credit Union is a state chartered and federally insured credit union, being chartered in Georgia and insured through the National Credit Union Share Insurance Fund (NCUSIF). Delta Community Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Delta Community Credit Union services 349,970 members through its 26 offices and branches and 877 full-time and 67 part-time employees. It has $5,294,501,332 of total assets and $622,086,675 of net worth. Based on its asset size and net worth ratio, Delta Community Credit Union is classified as a Well Capitalized large credit union.

Delta Community Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Delta Community Credit Union also provides an array of services to its members and local communities. Delta Community Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Delta Community Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Georgia and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Georgia
Median of USA
Checking
0.0300
0.0000
0.0000
Savings
0.1500
0.2000
0.1200
Money Market
0.3300
0.3000
0.2500
Certificate Deplit
0.4500
0.5350
0.5800
IRA
0.3000
0.4150
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Georgia
National Median Rates
Credit Cards
10.0000
9.9900
9.9900
Unsecured Line of Credits
12.0000
12.0000
10.9500
Short-term Small Amount
n/a
19.2300
25.0000
Student Loans
n/a
6.5000
6.0200
New Car Loans
1.9800
4.0000
3.3300
Used Car Loans
2.2400
5.4800
4.5000
1st Mortgage Real Estates
3.5000
5.0000
4.2500
Other Real Estates
3.5000
5.1000
4.7000

Delta Community Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Delta Community Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
Yes

As a community financial institution, Delta Community Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Atlanta (hartsfield-jackson Int’l Airport)
1025 Virginia Ave A Concourse
Atlanta, GA 30354-1319
Phone:404-715-4725

Atlanta (technical Operations Center)
1775 M H Jackson Service Rd
Atlanta, GA 30354-3743
Phone:404-715-4725

Atlanta (world Headquaters)
1050 Delta Blvd
Atlanta, GA 30354-1989
Phone:404-715-4725

Buford (kroger0
3300 Hamilton Mill Rd
Buford, GA 30519-4080
Phone:770-271-8177

Canton (kroger)
6766 Hickory Flat Hwy
Canton, GA 30115-9224
Phone:678-493-8902

Decatur
245 W Ponce De Leon Ave
Decatur, GA 30030
Phone:404-677-4725

Duluth (sugarloaf)
1980 Satellite Blvd
Duluth, GA 30097-4117
Phone:404-715-4725

Fayetteville (summit Point)
140 Highway 92 S
Fayetteville, GA 30215-5362
Phone:404-715-4725

Gainesville
891 Dawsonville Hwy Ste 140
Gainesville, GA 30501
Phone:404-677-4200

Johns Creek
6700 Mcginnis Ferry Rd
Johns Creek, GA 30097
Phone:404-946-7046

Marietta (dallas Highway)
2627 Dallas Hwy Sw
Marietta, GA 30064-2541
Phone:404-715-4725

Marietta (johnson Ferry Road)
1205 Johnson Ferry Rd
Marietta, GA 30068-5418
Phone:404-715-4725

Midtown
80 Peachtree Cir Ne
Atlanta, GA 30309-3529
Phone:404-715-4725

Newnan Branch
1825 Highway 34 E
Newnan, GA 30265-6423
Phone:404-715-4725

Peachtree City (braelinn Village)
472 Crosstown Dr
Peachtree City, GA 30269-2915
Phone:404-715-4725

Peachtree City (wisdom Road)
315 Highway 74 N
Peachtree City, GA 30269-1101
Phone:30269

Salt Lake City (salt Lake City Int’l Airport)
776 N Terminal Dr Delta Terminal C
Salt Lake City, UT 84122-7003
Phone:801-744-4220

Sandy Springs (hammond Drive)
1100 Hammond Dr Ste 100
Sandy Springs, GA 30328-8153
Phone:404-715-4725

Snellville (kroger)
1670 Scenic Hwy N
Snellville, GA 30078
Phone:678-512-0265

Stockbridge (eagles Landing)
285 Center Pointe Pkwy
Stockbridge, GA 30281-9085
Phone:404-715-4725

Stockbridge (Mt. Zion Parkway)
5006 Mount Zion Pkwy
Stockbridge, GA 30281-7818
Phone:404-715-4725

Suwanee (kroger0
2121 Lawrenceville Suwanee Rd
Suwanee, GA 30024-2657
Phone:770-236-9804

Vinings (cumberland Boulevard0
3250 Riverwood Pkwy Se
Atlanta, GA 30339-6419
Phone:404-715-4725

Virginia Avenue
Main Office

1025 Virginia Ave
Atlanta, GA 30354-1319
Phone:404-715-4725

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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