Dexsta Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

300 Foulk Rd, Suite 100, Wilmington, DE 19803

Website

(302) 571-0522

Data Source: NCUA, December 31, 2016


Dexsta Federal Credit Union was founded in 1937. Headquartered in Wilmington, Delaware, Dexsta Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Dexsta Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Dexsta Federal Credit Union services 34,783 members through its 6 offices and branches and 60 full-time and 8 part-time employees. It has $270,710,124 of total assets and $24,290,862 of net worth. Based on its asset size and net worth ratio, Dexsta Federal Credit Union is classified as a Well Capitalized medium large credit union.

Dexsta Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Dexsta Federal Credit Union also provides an array of services to its members and local communities. Dexsta Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Dexsta Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Delaware and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Delaware
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.3000
0.2750
0.2500
Certificate Deplit
0.9500
0.6000
0.5800
IRA
0.9500
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Delaware
National Median Rates
Credit Cards
10.4800
10.6900
9.9900
Unsecured Line of Credits
9.9000
10.7500
10.9500
Short-term Small Amount
28.0000
18.0000
25.0000
Student Loans
6.0000
6.5000
6.0200
New Car Loans
4.7900
3.6700
3.3300
Used Car Loans
4.7400
5.0000
4.5000
1st Mortgage Real Estates
n/a
4.3100
4.2500
Other Real Estates
4.2500
5.0000
4.7000

Dexsta Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Dexsta Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Dexsta Federal Credit Union actively involves in local communities by prliding services such as financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
300 Foulk Rd
Main Office

300 Foulk Rd Suite 100
Wilmington, DE 19803
Phone:302-571-0522

Experimental Station
Dupont Experimental Sta Terrace On The Mall
Wilmington, DE 19898
Phone:302-695-3888

Middletown
110 Sandhill Dr
Middletown, DE 19709-5806
Phone:302-285-1003

Newport Gap
1815 Newport Gap Pike
Wilmington, DE 19808
Phone:302-998-0665

Prices Corner
1310 Centerville Rd
Wilmington, DE 19808
Phone:302-996-4893

Red Lion
118 Jestan Blvd
New Castle, DE 19720
Phone:302-838-8309

(302) 225-0619

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings