Dupont Community Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

P O Box 1365, Waynesboro, VA 22980

Website

(540) 946-3200

Data Source: NCUA, December 31, 2016


Dupont Community Credit Union was founded in 1959. Headquartered in Waynesboro, Virginia, Dupont Community Credit Union is a state chartered and federally insured credit union, being chartered in Virginia and insured through the National Credit Union Share Insurance Fund (NCUSIF). Dupont Community Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Dupont Community Credit Union services 83,851 members through its 12 offices and branches and 274 full-time and 4 part-time employees. It has $1,091,189,611 of total assets and $109,269,468 of net worth. Based on its asset size and net worth ratio, Dupont Community Credit Union is classified as a Well Capitalized large credit union.

Dupont Community Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Dupont Community Credit Union also provides an array of services to its members and local communities. Dupont Community Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Dupont Community Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Virginia and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Virginia
Median of USA
Checking
0.7400
0.0000
0.0000
Savings
0.1500
0.1500
0.1200
Money Market
0.3900
0.3000
0.2500
Certificate Deplit
1.0700
0.7500
0.5800
IRA
0.7600
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Virginia
National Median Rates
Credit Cards
8.2400
9.9900
9.9900
Unsecured Line of Credits
12.2200
11.8600
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
6.9900
5.8800
6.0200
New Car Loans
2.8800
3.9900
3.3300
Used Car Loans
3.3000
5.0000
4.5000
1st Mortgage Real Estates
3.7900
4.2500
4.2500
Other Real Estates
3.7800
4.8500
4.7000

Dupont Community Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Dupont Community Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
Yes

As a community financial institution, Dupont Community Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Dccu Branch – Community Way Office
105 Community Way
Staunton, VA 24401
Phone:540-946-3200

Dccu Branch – Kaylor Office
47 W Kaylor Park Dr
Harrisonburg, VA 22801
Phone:540-946-3200

Dccu Branch – Lexington Office
1130 N Lee Hwy
Lexington, VA 24450
Phone:540-946-3200

Dccu Branch – Lucy Lane Office
Main Office

140 Lucy Ln
Waynesboro, VA 22980
Phone:540-946-3200

Dccu Branch – Reservoir Office
1925 Reservoir St
Harrisonburg, VA 22801
Phone:540-946-3213

Dccu Branch – Riverside Office
200 E Broad St
Waynesboro, VA 22980
Phone:540-946-3200

Dccu Branch – South High Street Office
1820 S High St
Harrisonburg, VA 22801
Phone:540-946-3200

Dccu Branch – Stuarts Draft Office
2518 Stuarts Draft Hwy
Stuarts Draft, VA 24477
Phone:540-946-3200

Dccu Branch – Terry Court Office
2201 N Augusta St
Staunton, VA 24401
Phone:540-946-3200

Dccu Branch – Verona Office
315 Lee Hwy
Verona, VA 24482
Phone:540-946-3200

Dccu Branch – West Main Office
2200 W Main St
Waynesboro, VA 22980
Phone:540-946-3200

Dccu Branch – Woodstock Office
1025 Woodstock Commons Dr
Woodstock, VA 22664
Phone:540-946-3200

(540) 946-3212

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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