EL Monte Community Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

11718 Ramona Blvd, EL Monte, CA 91732

Website

(626) 444-0501

Data Source: NCUA, December 31, 2016


EL Monte Community Credit Union Credit Union was founded in 1956. Headquartered in EL Monte, California, EL Monte Community Credit Union Credit Union is a state chartered and not federally insured credit union, being chartered in California but not insured through the National Credit Union Share Insurance Fund (NCUSIF). EL Monte Community Credit Union Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, EL Monte Community Credit Union Credit Union services 3,924 members through its 5 full-time employees. It has $26,045,003 of total assets and $2,327,644 of net worth. Based on its asset size and net worth ratio, EL Monte Community Credit Union Credit Union is classified as a Well Capitalized medium small credit union.

EL Monte Community Credit Union Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. EL Monte Community Credit Union Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of EL Monte Community Credit Union Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.2500
0.1900
0.2500
Certificate Deplit
0.5000
0.5500
0.5800
IRA
0.2000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
10.0000
10.0400
9.9900
Unsecured Line of Credits
9.0000
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
4.9900
3.0000
3.3300
Used Car Loans
6.7100
3.7400
4.5000
1st Mortgage Real Estates
4.1200
4.0300
4.2500
Other Real Estates
4.3600
4.7400
4.7000

EL Monte Community Credit Union Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by EL Monte Community Credit Union Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, EL Monte Community Credit Union Credit Union actively involves in local communities by prliding services such as financial counseling .

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Main Office
11718 Ramona Blvd
El Monte, CA 91732
Phone:626-444-0501

(626) 444-6961

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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