Employment Security Credit Union – TN

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Review based on 12 criteria Rating: 2 out of 5

220 French Landing Drive, Nashville, TN 37243-1002

Website

(615) 741-2142

Data Source: NCUA, December 31, 2016


Employment Security Credit Union, TN was founded in 1955. Headquartered in Nashville, Tennessee, Employment Security Credit Union, TN is a state chartered and federally insured credit union, being chartered in Tennessee and insured through the National Credit Union Share Insurance Fund (NCUSIF). Employment Security Credit Union, TN is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Employment Security Credit Union, TN services 1,268 members through its 3 full-time employees. It has $12,841,561 of total assets and $3,137,616 of net worth. Based on its asset size and net worth ratio, Employment Security Credit Union, TN is classified as a Well Capitalized medium small credit union.

Employment Security Credit Union, TN offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Employment Security Credit Union, TN also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Employment Security Credit Union, TN’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Tennessee and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Tennessee
Median of USA
Checking
0.0100
0.0050
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.0000
0.2000
0.2500
Certificate Deplit
1.0000
0.5000
0.5800
IRA
0.7500
0.5500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Tennessee
National Median Rates
Credit Cards
8.0000
9.9950
9.9900
Unsecured Line of Credits
8.0000
10.6000
10.9500
Short-term Small Amount
n/a
21.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
6.0000
3.0000
3.3300
Used Car Loans
7.0000
4.4900
4.5000
1st Mortgage Real Estates
7.0000
4.2500
4.2500
Other Real Estates
7.0000
5.0000
4.7000

Employment Security Credit Union, TN prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by Employment Security Credit Union, TN.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
No
No
e-Statements
No
Loan Payments
No
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Employment Security Credit Union
Main Office

220 French Landing Dr
Nashville, TN 37243-1002
Phone:615-741-2142

(615) 741-5693

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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