Data Source: NCUA, December 31, 2016
1ST Resource Credit Union was founded in 1940. Headquartered in Birmingham, Alabama, 1ST Resource Credit Union is a state chartered and federally insured credit union, being chartered in Alabama and insured through the National Credit Union Share Insurance Fund (NCUSIF). 1ST Resource Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, 1ST Resource Credit Union services 2,328 members through its 2 offices and branches and 9 full-time employees. It has $35,120,638 of total assets and $3,604,178 of net worth. Based on its asset size and net worth ratio, 1ST Resource Credit Union is classified as a Well Capitalized medium small credit union.
1ST Resource Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. 1ST Resource Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of 1ST Resource Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
1ST Resource Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by 1ST Resource Credit Union.
Electronic Banking Service Offerings
Community and other Service Offerings
1ST Resource Cu-main Branch
47 W Oxmoor Rd
Birmingham, AL 35209
2914 Chestnut St
Montgomery, AL 36107