Faith Based Federal Credit Union

Rated star_normalstar_normalstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 0 out of 5

2454 Vista Way, Oceanside, CA 92054-6173

(760) 754-2242

Data Source: NCUA, March 31, 2016


Faith Based Federal Credit Union was founded in 2003. Headquartered in Oceanside, California, Faith Based Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Faith Based Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of March 31, 2016, Faith Based Federal Credit Union services 387 members through its 1 full-time and 1 part-time employees. It has $627,281.00 of total assets and $97,981.00 of net worth. Based on its asset size and net worth ratio, Faith Based Federal Credit Union is classified as a Well Capitalized tiny credit union.

Faith Based Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Faith Based Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

Faith Based Federal Credit Union’s membership type is defined as Community credit union. If you are interested in joining Faith Based Federal Credit Union, please visit their website or call (760) 754-2242 for details. If you are a current member of Faith Based Federal Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the deplitory and loan interest rates of Faith Based Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.2500
0.1000
0.1200
Money Market
0.0000
0.1750
0.2500
Certificate Deplit
1.4000
0.4950
0.5500
IRA
0.0000
0.4000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
n/a
10.1500
9.9900
Unsecured Line of Credits
16.6300
11.1200
10.9900
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.9100
6.0000
New Car Loans
10.4900
3.0750
3.4300
Used Car Loans
16.0700
3.9900
4.5400
1st Mortgage Real Estates
n/a
4.0000
4.2400
Other Real Estates
n/a
4.7600
4.7500

The table below lists the electronic banking services prlided by Faith Based Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
No
New Loan Application
No
Share Draft Orders
No
No
New Share Account
No
Bill Payment
No
No
e-Statements
No
Loan Payments
No
Merchandise Purchase
No
Account Balance Inquiry
No
No
Merchant Processing Service
No
View Account History
No
No
No
Download Account History
No
No

As a community financial institution, Faith Based Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
No
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Main Office
2454 Vista Way
Oceanside, CA 92054-6173
Phone:760-754-2242

(760) 435-9025

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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