Family Security Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

2204 Family Security Pl Sw, Decatur, AL 35603

Website

(256) 340-2000

Data Source: NCUA, December 31, 2016


Family Security Credit Union was founded in 1953. Headquartered in Decatur, Alabama, Family Security Credit Union is a state chartered and federally insured credit union, being chartered in Alabama and insured through the National Credit Union Share Insurance Fund (NCUSIF). Family Security Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Family Security Credit Union services 76,895 members through its 21 offices and branches and 170 full-time and 18 part-time employees. It has $587,783,025 of total assets and $83,508,173 of net worth. Based on its asset size and net worth ratio, Family Security Credit Union is classified as a Well Capitalized large credit union.

Family Security Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Family Security Credit Union also provides an array of services to its members and local communities. Family Security Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Family Security Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Alabama
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.2200
0.2500
0.1200
Money Market
0.4000
0.3000
0.2500
Certificate Deplit
0.4500
0.6000
0.5800
IRA
0.4000
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Alabama
National Median Rates
Credit Cards
9.1500
9.9900
9.9900
Unsecured Line of Credits
8.9500
12.3550
10.9500
Short-term Small Amount
n/a
26.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.6900
4.0000
3.3300
Used Car Loans
2.6900
5.3300
4.5000
1st Mortgage Real Estates
3.9900
4.5000
4.2500
Other Real Estates
3.2500
5.0000
4.7000

Family Security Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Family Security Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Family Security Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Administration
1806 Carridale St Sw
Decatur, AL 35601
Phone:256-340-2000

Albertville
5976 Us Highway 431
Albertville, AL 35950-2008
Phone:256-340-2000

Athens
214 Us Highway 31 S
Athens, AL 35611-2828
Phone:256-340-2000

Boaz
310 Us Highway 431
Boaz, AL 35957-2172
Phone:256-340-2000

Cullman
811 2nd Ave Nw
Cullman, AL 35055
Phone:256-340-2000

Daphne
28651 Us Highway 98
Daphne, AL 36526
Phone:256-340-2000

Decatur Main
2204 Family Security Pl Sw
Decatur, AL 35603
Phone:256-340-2000

Gardendale
951 Odum Rd
Gardendale, AL 35071
Phone:256-340-2000

Guntersville
2002 Gunter Ave
Guntersville, AL 35976
Phone:256-571-0402

Haier
2328 Point Mallard Dr Se
Decatur, AL 35601
Phone:256-340-2000

Hartselle
1305 Highway 31 Sw
Hartselle, AL 35640
Phone:256-340-2000

Highway 72 Madison
8668 Highway 72 W
Madison, AL 35758-9580
Phone:256-340-2000

Madison
145 Lime Quarry Rd
Madison, AL 35758
Phone:256-340-2003

Mobile
7690 Airport Blvd
Mobile, AL 36608
Phone:256-340-2000

Moulton
11177 Al Highway 157
Moulton, AL 35650
Phone:256-340-2000

Muscle Shoals
530 Avalon Ave
Muscle Shoals, AL 35661
Phone:256-381-8094

Priceville
50 Marco Dr
Decatur, AL 35603
Phone:256-340-2000

Saraland
9 Saraland Blvd N
Saraland, AL 36571-2401
Phone:256-340-2000

Sixth Avenue
1305 6th Ave Se
Decatur, AL 35601
Phone:256-340-2000

Stevenson
41119 Us Highway 72
Stevenson, AL 35772-4560
Phone:256-340-2000

Thomasville
32605 Highway 43
Thomasville, AL 36784
Phone:256-340-2000

Tillman’s Corner
5416 Highway 90 W
Mobile, AL 36619
Phone:251-602-1529

(256) 353-9740

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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