Family Trust Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

PO Drawer 10233, Rock Hill, SC 29731

Website

(803) 367-4100

Data Source: NCUA, December 31, 2016


Family Trust Federal Credit Union was founded in 1957. Headquartered in Rock Hill, South Carolina, Family Trust Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Family Trust Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Family Trust Federal Credit Union services 53,340 members through its 7 offices and branches and 137 full-time and 19 part-time employees. It has $455,065,822 of total assets and $39,785,178 of net worth. Based on its asset size and net worth ratio, Family Trust Federal Credit Union is classified as a Well Capitalized medium large credit union.

Family Trust Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Family Trust Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Family Trust Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in South Carolina and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of South Carolina
Median of USA
Checking
0.0500
0.0500
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.1000
0.2000
0.2500
Certificate Deplit
0.7500
0.4000
0.5800
IRA
0.7500
0.4000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of South Carolina
National Median Rates
Credit Cards
10.4500
9.9000
9.9900
Unsecured Line of Credits
8.9000
13.0600
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
8.3500
6.0200
New Car Loans
1.9500
3.9000
3.3300
Used Car Loans
1.7500
5.2000
4.5000
1st Mortgage Real Estates
3.6300
4.3800
4.2500
Other Real Estates
3.6300
4.9950
4.7000

Family Trust Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Family Trust Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
Yes

As a community financial institution, Family Trust Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Business Boulevard Centre
1615 Progress Way
Rock Hill, SC 29730
Phone:803-367-4100

Clover
1219 Highway 55 E
Clover, SC 29710
Phone:803-222-7900

East York
1690 Old York Rd
York, SC 29745
Phone:803-684-3201

Ebenezer
2153 Ebenezer Rd
Rock Hill, SC 29732
Phone:803-367-4100

Family Trust Center
Main Office

225 W White St
Rock Hill, SC 29730
Phone:803-367-4100

Fort Mill
430 Mercantile Place
Fort Mill, SC 29715
Phone:803-367-4195

South Pointe
1490 Albright Rd
Rock Hill, SC 29730
Phone:803-367-4100

(803) 367-4101

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings