Financial One Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

11465 Robinson Dr Nw, Coon Rapids, MN 55433

Website

(763) 755-8900

Data Source: NCUA, December 31, 2016


Financial One Credit Union was founded in 1933. Headquartered in Coon Rapids, Minnesota, Financial One Credit Union is a state chartered and federally insured credit union, being chartered in Minnesota and insured through the National Credit Union Share Insurance Fund (NCUSIF). Financial One Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Financial One Credit Union services 8,238 members through its 3 offices and branches and 31 full-time employees. It has $95,771,751 of total assets and $8,106,670 of net worth. Based on its asset size and net worth ratio, Financial One Credit Union is classified as a Well Capitalized medium credit union.

Financial One Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Financial One Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Financial One Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Minnesota and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Minnesota
Median of USA
Checking
0.0000
0.0100
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.1000
0.2500
0.2500
Certificate Deplit
0.6500
0.4250
0.5800
IRA
0.6500
0.4250
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Minnesota
National Median Rates
Credit Cards
9.9000
9.9000
9.9900
Unsecured Line of Credits
9.9000
11.0000
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
3.9900
2.9900
3.3300
Used Car Loans
3.9900
3.9900
4.5000
1st Mortgage Real Estates
3.9900
4.2500
4.2500
Other Real Estates
3.9900
4.7100
4.7000

Financial One Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Financial One Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
Yes

As a community financial institution, Financial One Credit Union actively involves in local communities by prliding services such as first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Financial One Credit Union
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Blaine, MN 55449
Phone:763-789-0700

Financial One Credit Union
843 40th Ave Ne
Columbia Heights, MN 55421
Phone:763-788-7700

Financial One Credit Union
Main Office

11465 Robinson Dr Nw
Coon Rapids, MN 55433
Phone:763-755-8900

Sun Gard
680 E Swedesford Rd
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Phone:800-825-2518

(763) 755-8902

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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