Financial Plus Credit Union – MI

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

G3381 Van Slyke Rd, Flint, MI 48507-3263

Website

(810) 244-2200

Data Source: NCUA, December 31, 2016


Financial Plus Credit Union, MI was founded in 1952. Headquartered in Flint, Michigan, Financial Plus Credit Union, MI is a state chartered and federally insured credit union, being chartered in Michigan and insured through the National Credit Union Share Insurance Fund (NCUSIF). Financial Plus Credit Union, MI is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Financial Plus Credit Union, MI services 53,918 members through its 7 offices and branches and 154 full-time and 9 part-time employees. It has $501,328,579 of total assets and $68,983,921 of net worth. Based on its asset size and net worth ratio, Financial Plus Credit Union, MI is classified as a Well Capitalized large credit union.

Financial Plus Credit Union, MI offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Financial Plus Credit Union, MI also provides an array of services to its members and local communities. Financial Plus Credit Union, MI plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Financial Plus Credit Union, MI’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Michigan and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Michigan
Median of USA
Checking
0.1000
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.3500
0.2500
0.2500
Certificate Deplit
0.6500
0.6000
0.5800
IRA
0.6500
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Michigan
National Median Rates
Credit Cards
7.7500
9.9600
9.9900
Unsecured Line of Credits
9.4900
11.0000
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
6.2300
6.0200
New Car Loans
2.5900
2.9900
3.3300
Used Car Loans
2.5900
3.9900
4.5000
1st Mortgage Real Estates
3.5000
4.2500
4.2500
Other Real Estates
3.7500
4.5000
4.7000

Financial Plus Credit Union, MI prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Financial Plus Credit Union, MI.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Financial Plus Credit Union, MI actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
Yes
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
3381 Van Slyke Rd
Main Office

G3381 Van Slyke Rd
Flint, MI 48507-3263
Phone:810-244-2200

Fpcu Corunna Rd Branch
5256 Corunna Rd
Flint, MI 48532-4107
Phone:810-244-2200

Fpcu Fenton Branch
15125 Silver Pkwy
Fenton, MI 48430-3460
Phone:810-244-2200

Fpcu Grand Blanc Branch
8250 S Saginaw St
Grand Blanc, MI 48439-1828
Phone:810-244-2200

Fpcu Howell Branch
5990 E Grand River Ave
Howell, MI 48843-9167
Phone:810-244-2200

Fpcu Swartz Creek Branch
7048 Miller Rd
Swartz Creek, MI 48473
Phone:810-244-2200

Fpcu-saginaw Branch
4686 Fashion Square Blvd
Saginaw, MI 48604
Phone:989-792-0026

(810) 244-2711

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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