First Basin Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

2740 North County Road West, Odessa, TX 79764

Website

(432) 333-5600

Data Source: NCUA, December 31, 2016


First Basin Credit Union was founded in 1965. Headquartered in Odessa, Texas, First Basin Credit Union is a state chartered and federally insured credit union, being chartered in Texas and insured through the National Credit Union Share Insurance Fund (NCUSIF). First Basin Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, First Basin Credit Union services 21,387 members through its 8 offices and branches and 94 full-time and 1 part-time employees. It has $205,689,534 of total assets and $20,918,367 of net worth. Based on its asset size and net worth ratio, First Basin Credit Union is classified as a Well Capitalized medium large credit union.

First Basin Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. First Basin Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of First Basin Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Texas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Texas
Median of USA
Checking
0.1000
0.0100
0.0000
Savings
0.2500
0.2000
0.1200
Money Market
0.3000
0.2500
0.2500
Certificate Deplit
0.6000
0.6620
0.5800
IRA
0.6000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Texas
National Median Rates
Credit Cards
9.9000
9.9900
9.9900
Unsecured Line of Credits
7.9000
11.2200
10.9500
Short-term Small Amount
n/a
25.2500
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.9000
3.6500
3.3300
Used Car Loans
2.9000
4.9950
4.5000
1st Mortgage Real Estates
4.2500
4.5000
4.2500
Other Real Estates
4.2500
5.5600
4.7000

First Basin Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by First Basin Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
First Basin Credit Union
5217 82nd St Unit 315
Lubbock, TX 79424-2839
Phone:432-333-5600

First Basin Credit Union
5509 Andrews Hwy
Midland, TX 79706
Phone:432-333-5663

First Basin Credit Union
3316 N Midland Dr
Midland, TX 79707
Phone:432-333-5600

First Basin Credit Union
1205 Ne 1st St
Andrews, TX 79714
Phone:432-333-5600

First Basin Credit Union
Main Office

2740 N County Rd W
Odessa, TX 79764
Phone:432-333-5600

First Basin Credit Union
713 Golder Ave
Odessa, TX 79761-4414
Phone:432-333-5600

First Basin Credit Union
4217 N Grandview Ave
Odessa, TX 79762-5843
Phone:432-333-5600

First Basin Credit Union
1010 E 8th St
Odessa, TX 79761
Phone:432-333-5600

(432) 333-5659

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings