First City Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

PO Box 86008, Los Angeles, CA 90086

Website

(800) 944-2200

Data Source: NCUA, December 31, 2016


First City Credit Union was founded in 1937. Headquartered in Los Angeles, California, First City Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). First City Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, First City Credit Union services 57,844 members through its 8 offices and branches and 113 full-time and 15 part-time employees. It has $606,855,893 of total assets and $68,380,135 of net worth. Based on its asset size and net worth ratio, First City Credit Union is classified as a Well Capitalized large credit union.

First City Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. First City Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of First City Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0200
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.1500
0.1900
0.2500
Certificate Deplit
0.6000
0.5500
0.5800
IRA
0.6000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
11.9800
10.0400
9.9900
Unsecured Line of Credits
13.1500
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
3.1900
3.0000
3.3300
Used Car Loans
3.2100
3.7400
4.5000
1st Mortgage Real Estates
3.8900
4.0300
4.2500
Other Real Estates
5.0800
4.7400
4.7000

First City Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by First City Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Claremont Branch
250 W 1st St Ste 150
Claremont, CA 91711-4770
Phone:800-944-2200

Lac+usc
1200 N State St Rm 1649
Los Angeles, CA 90033-1029
Phone:800-944-2200

Lakewood Branch
4107 Candlewood St
Lakewood, CA 90712-1621
Phone:800-944-2200

Lancaster Branch
1104 W Avenue K
Lancaster, CA 93534
Phone:800-944-2200

Los Angeles
Main Office

717 W Temple St
Los Angeles, CA 90012
Phone:800-944-2200

Los Angeles Branch
717 W Temple St
Los Angeles, CA 90012
Phone:800-944-2200

Palmdale Branch
39450 10th St W
Palmdale, CA 93551-3749
Phone:800-944-2200

Pasadena
1 W California Blvd
Pasadena, CA 91105-3029
Phone:800-944-2200

West Covina Branch
471 N Azusa Ave
West Covina, CA 91791
Phone:800-944-2200

(213) 461-4622

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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