First Credit Union – AZ

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

25 S Arizona Pl Ste 111, Chandler, AZ 85225

Website

(480) 756-5500

Data Source: NCUA, December 31, 2016


First Credit Union was founded in 1935. Headquartered in Chandler, Arizona, First Credit Union is a state chartered and federally insured credit union, being chartered in Arizona and insured through the National Credit Union Share Insurance Fund (NCUSIF). First Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, First Credit Union services 41,109 members through its 8 offices and branches and 150 full-time employees. It has $449,345,266 of total assets and $38,295,422 of net worth. Based on its asset size and net worth ratio, First Credit Union is classified as a Well Capitalized medium large credit union.

First Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. First Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of First Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Arizona and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Arizona
Median of USA
Checking
0.0200
0.0100
0.0000
Savings
0.0300
0.0500
0.1200
Money Market
0.0300
0.1000
0.2500
Certificate Deplit
0.2000
0.4000
0.5800
IRA
0.3500
0.3000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Arizona
National Median Rates
Credit Cards
4.9000
9.4000
9.9900
Unsecured Line of Credits
14.0000
11.7500
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
5.0000
6.0200
New Car Loans
6.2900
4.2400
3.3300
Used Car Loans
4.3400
4.6500
4.5000
1st Mortgage Real Estates
3.6200
4.3150
4.2500
Other Real Estates
4.7500
5.4350
4.7000

First Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by First Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, First Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
Yes
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Chandler
475 N Gila Springs Blvd
Chandler, AZ 85226
Phone:480-756-4800

Chandler Corporate Branch
25 S Arizona Pl Ste 111
Chandler, AZ 85225
Phone:480-756-4900

Chandler Corporate Plaza
Main Office

25 S Arizona Pl Ste 111
Chandler, AZ 85225
Phone:480-756-5500

Glendale
5770 W Thunderbird Rd
Glendale, AZ 85306
Phone:480-756-4780

Litchfield
1310 N Litchfield Rd
Goodyear, AZ 85395
Phone:480-756-4840

Ocotillo
3800 S Alma School Rd
Chandler, AZ 85248
Phone:480-756-4740

Phoenix
803 E Devonshire Ave
Phoenix, AZ 85014
Phone:480-756-4700

Tempe
1232 E Baseline Rd
Tempe, AZ 85283
Phone:480-756-4600

Tucson
340 S Stone Ave
Tucson, AZ 85701
Phone:480-756-7260

(480) 568-8849

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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