First Financial Credit Union – CA

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

1600 W Cameron Ave, West Covina, CA 91790-2714

Website

(626) 814-4611

Data Source: NCUA, December 31, 2016


First Financial Credit Union, CA was founded in 1974. Headquartered in West Covina, California, First Financial Credit Union, CA is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). First Financial Credit Union, CA is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, First Financial Credit Union, CA services 30,886 members through its 10 offices and branches and 148 full-time and 7 part-time employees. It has $509,995,153 of total assets and $41,524,432 of net worth. Based on its asset size and net worth ratio, First Financial Credit Union, CA is classified as a Well Capitalized large credit union.

First Financial Credit Union, CA offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. First Financial Credit Union, CA also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of First Financial Credit Union, CA’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0300
0.0000
0.0000
Savings
0.0300
0.1000
0.1200
Money Market
0.1000
0.1900
0.2500
Certificate Deplit
1.2500
0.5500
0.5800
IRA
0.0300
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
10.9000
10.0400
9.9900
Unsecured Line of Credits
17.0000
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
3.6100
3.0000
3.3300
Used Car Loans
3.6100
3.7400
4.5000
1st Mortgage Real Estates
4.2500
4.0300
4.2500
Other Real Estates
4.5000
4.7400
4.7000

First Financial Credit Union, CA prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by First Financial Credit Union, CA.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, First Financial Credit Union, CA actively involves in local communities by prliding services such as financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Brea Branch
1001 E Imperial Hwy Ste A
Brea, CA 92821-5619
Phone:928-21–5619

First Financial Credit Union
Main Office

1600 W Cameron Ave
West Covina, CA 91790-2714
Phone:626-814-4611

Granada Hills Branch
18127 Chatsworth St
Granada Hills, CA 91344-5610
Phone:800-537-8491

Lakewood Branch
4018 Hardwick St
Lakewood, CA 90712-2349
Phone:800-537-8491

Los Angeles Branch
5115 Wilshire Blvd Ste F
Los Angeles, CA 90036-4366
Phone:800-537-8491

Montclair Branch
8750 Central Ave
Montclair, CA 91763-5100
Phone:800-537-8491

Pasadena Branch
250 S Lake Ave
Pasadena, CA 91101-3002
Phone:800-537-8491

Redlands Branch
10080 Alabama St Ste A
Redlands, CA 92374-2072
Phone:800-537-8491

San Diego Branch
7510 Hazard Center Dr Ste 417
San Diego, CA 92108-4525
Phone:800-537-8491

Torrance Branch
21207 Hawthorne Blvd Unit 107-41
Torrance, CA 90503-5501
Phone:800-537-8491

West Covina Branch
2530 E Workman Ave
West Covina, CA 91791-1534
Phone:800-537-8491

(626) 814-2689

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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