Data Source: NCUA, December 31, 2016
G.E.M. Federal Credit Union was founded in 1940. Headquartered in Minot, North Dakota, G.E.M. Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). G.E.M. Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, G.E.M. Federal Credit Union services 1,846 members through its 5 full-time and 1 part-time employees. It has $24,754,570 of total assets and $2,100,193 of net worth. Based on its asset size and net worth ratio, G.E.M. Federal Credit Union is classified as a Well Capitalized medium small credit union.
G.E.M. Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. G.E.M. Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of G.E.M. Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in North Dakota and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
G.E.M. Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by G.E.M. Federal Credit Union.
Electronic Banking Service Offerings
As a community financial institution, G.E.M. Federal Credit Union actively involves in local communities by prliding services such as financial education.
Community and other Service Offerings
G E M Federal Credit Union
2401 N Broadway
Minot, ND 58703