Genuine Parts Credit Union

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Review based on 12 criteria Rating: 2 out of 5

5420 Peachtree Industrial Blvd, Norcross, GA 30071

Website

(770) 246-4362

Data Source: NCUA, December 31, 2016


Genuine Parts Credit Union was founded in 1937. Headquartered in Norcross, Georgia, Genuine Parts Credit Union is a state chartered and federally insured credit union, being chartered in Georgia and insured through the National Credit Union Share Insurance Fund (NCUSIF). Genuine Parts Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Genuine Parts Credit Union services 1,060 members through its 2 full-time employees. It has $9,204,742 of total assets and $2,525,300 of net worth. Based on its asset size and net worth ratio, Genuine Parts Credit Union is classified as a Well Capitalized small credit union.

Genuine Parts Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Genuine Parts Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Genuine Parts Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Georgia and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Georgia
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
2.5000
0.2000
0.1200
Money Market
0.0000
0.3000
0.2500
Certificate Deplit
0.0000
0.5350
0.5800
IRA
0.0000
0.4150
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Georgia
National Median Rates
Credit Cards
n/a
9.9900
9.9900
Unsecured Line of Credits
9.9000
12.0000
10.9500
Short-term Small Amount
n/a
19.2300
25.0000
Student Loans
n/a
6.5000
6.0200
New Car Loans
1.7500
4.0000
3.3300
Used Car Loans
2.5000
5.4800
4.5000
1st Mortgage Real Estates
n/a
5.0000
4.2500
Other Real Estates
n/a
5.1000
4.7000

Genuine Parts Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through ATMs as well. The table below lists the electronic banking services prlided by Genuine Parts Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
No
No
New Share Account
No
Bill Payment
No
No
e-Statements
No
Loan Payments
No
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Genuine Parts
Main Office

5420 Peachtree Industrial Blvd
Norcross, GA 30071
Phone:770-246-4362

Genuine Parts Co.
2999 Circle 75 Pkwy Se
Atlanta, GA 30339
Phone:770-953-1700

(770) 246-4482

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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