Granite State Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

PO Box 6420, Manchester, NH 03108

Website

(603) 668-2221

Data Source: NCUA, December 31, 2016


Granite State Credit Union was founded in 1945. Headquartered in Manchester, New Hampshire, Granite State Credit Union is a state chartered and federally insured credit union, being chartered in New Hampshire and insured through the National Credit Union Share Insurance Fund (NCUSIF). Granite State Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Granite State Credit Union services 34,337 members through its 10 offices and branches and 126 full-time and 24 part-time employees. It has $372,190,742 of total assets and $29,738,842 of net worth. Based on its asset size and net worth ratio, Granite State Credit Union is classified as a Well Capitalized medium large credit union.

Granite State Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Granite State Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Granite State Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in New Hampshire and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of New Hampshire
Median of USA
Checking
0.0500
0.0400
0.0000
Savings
0.0500
0.0750
0.1200
Money Market
0.1500
0.3250
0.2500
Certificate Deplit
0.3500
0.4750
0.5800
IRA
0.3500
0.5500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of New Hampshire
National Median Rates
Credit Cards
n/a
10.6500
9.9900
Unsecured Line of Credits
9.7400
9.8400
10.9500
Short-term Small Amount
n/a
15.0000
25.0000
Student Loans
n/a
6.8750
6.0200
New Car Loans
2.2500
2.6150
3.3300
Used Car Loans
2.2500
3.5200
4.5000
1st Mortgage Real Estates
4.0000
4.2500
4.2500
Other Real Estates
4.5000
3.9900
4.7000

Granite State Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Granite State Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Granite State Credit Union actively involves in local communities by prliding services such as financial education.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Administration
Main Office

1415 Elm St
Manchester, NH 03101-1325
Phone:603-668-2221

Alvirne Hs Branch
200 Derry Rd
Hudson, NH 03051-3320
Phone:603-668-2221

Amherst Branch
132 State Route 101a
Amherst, NH 03031
Phone:603-668-2221

Candia Branch
145 Raymond Rd
Candia, NH 03034
Phone:603-668-2221

Concord Branch
311 Sheep Davis Rd
Concord, NH 03301-5747
Phone:603-668-2221

Derry Branch
38 Birch St
Derry, NH 03038
Phone:603-668-2221

Disaster Recovery
311 Sheep Davis Rd
Concord, NH 03301-5747
Phone:603-668-2221

Manchester Branch
1415 Elm St
Manchester, NH 03101-1325
Phone:603-668-2221

Nashua Branch
19 Elm St
Nashua, NH 03060-3326
Phone:603-668-2221

Seabrook Branch
68 Lafayette Rd
Seabrook, NH 03874-4507
Phone:603-668-2221

Tilton Branch
51 Tilton Rd
Tilton, NH 03276-5232
Phone:603-668-2221

(603) 626-8029

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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