Greater Piedmont Credit Union

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Review based on 12 criteria Rating: 0 out of 5

P. O. Box 1729, Durham, NC 27702

Website

(919) 687-0585

Data Source: NCUA, March 31, 2016


Greater Piedmont Credit Union was founded in 1977. Headquartered in Durham, North Carolina, Greater Piedmont Credit Union is a state chartered and federally insured credit union, being chartered in North Carolina and insured through the National Credit Union Share Insurance Fund (NCUSIF). Greater Piedmont Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of March 31, 2016, Greater Piedmont Credit Union services 5,812 members through its 3 offices and branches and 11 full-time and 2 part-time employees. It has $15,294,967.00 of total assets and $871,214.00 of net worth. Based on its asset size and net worth ratio, Greater Piedmont Credit Union is classified as a Undercapitalized medium small credit union.

Greater Piedmont Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Greater Piedmont Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

Greater Piedmont Credit Union’s membership type is defined as State chartered natural person credit union. If you are interested in joining Greater Piedmont Credit Union, please visit their website or call (919) 687-0585 for details. If you are a current member of Greater Piedmont Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the deplitory and loan interest rates of Greater Piedmont Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in North Carolina and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of North Carolina
Median of USA
Checking
0.1500
0.0500
0.0000
Savings
0.1500
0.1500
0.1200
Money Market
0.3000
0.3500
0.2500
Certificate Deplit
0.3000
0.5610
0.5500
IRA
0.2500
0.6500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of North Carolina
National Median Rates
Credit Cards
13.9200
9.9900
9.9900
Unsecured Line of Credits
16.9500
12.0400
10.9900
Short-term Small Amount
n/a
20.0000
25.0000
Student Loans
n/a
6.2500
6.0000
New Car Loans
4.9500
3.7500
3.4300
Used Car Loans
6.5000
4.7500
4.5400
1st Mortgage Real Estates
6.2500
4.2700
4.2400
Other Real Estates
7.9500
4.7500
4.7500

Greater Piedmont Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Greater Piedmont Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
Yes
No
No
Download Account History
Yes
No

As a community financial institution, Greater Piedmont Credit Union actively involves in local communities by prliding services such as financial counseling .

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Greater Piedmont Credit Union-north Durham
3901 N Roxboro St Ste 202
Durham, NC 27704-2181
Phone:919-627-6800

Greater Piedmont Credit Union-pineville Office
10827 Pineville Rd Ste 1
Pineville, NC 28134-8202
Phone:28134

Main Branch
601 S Mangum St
Durham, NC 27701-3965
Phone:919-687-0585

(919) 687-0112

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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