Gulf Winds Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

220 E Nine Mile Rd, Pensacola, FL 32534-3145

Website

(850) 479-9601

Data Source: NCUA, December 31, 2016


Gulf Winds Federal Credit Union was founded in 1954. Headquartered in Pensacola, Florida, Gulf Winds Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Gulf Winds Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Gulf Winds Federal Credit Union services 59,012 members through its 12 offices and branches and 169 full-time and 24 part-time employees. It has $626,966,201 of total assets and $72,558,108 of net worth. Based on its asset size and net worth ratio, Gulf Winds Federal Credit Union is classified as a Well Capitalized large credit union.

Gulf Winds Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Gulf Winds Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Gulf Winds Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Florida and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Florida
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.2000
0.1500
0.1200
Money Market
0.0000
0.3000
0.2500
Certificate Deplit
0.5500
0.6100
0.5800
IRA
0.3000
0.4350
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Florida
National Median Rates
Credit Cards
9.9000
10.0000
9.9900
Unsecured Line of Credits
9.9000
11.2800
10.9500
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
5.9750
6.0200
New Car Loans
1.9900
3.2600
3.3300
Used Car Loans
1.9900
4.4350
4.5000
1st Mortgage Real Estates
3.2500
4.5000
4.2500
Other Real Estates
4.5000
5.0000
4.7000

Gulf Winds Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Gulf Winds Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Gulf Winds Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Administration Building
Main Office

220 E Nine Mile Rd
Pensacola, FL 32534-3145
Phone:850-479-9601

Atmore Branch
201 S Main St
Atmore, AL 36502-2447
Phone:850-479-9601

Blue Angel Branch
5996 N Blue Angel Pkwy
Pensacola, FL 32526-1612
Phone:850-479-9601

Brewton Branch
2580 Douglas Ave
Brewton, AL 36426-3552
Phone:850-479-9601

Corporate Branch
220 E Nine Mile Rd
Pensacola, FL 32534
Phone:850-479-9601

Crawfordville
11 Preston Cir
Crawfordville, FL 32327
Phone:850-479-9601

Creighton Branch
1444 Creighton Rd
Pensacola, FL 32504
Phone:850-479-9601

Garden St Branch
400 W Garden St
Pensacola, FL 32502
Phone:850-479-9601

Gulf Breeze Branch
1300 Shoreline Dr
Gulf Breeze, FL 32561
Phone:850-479-9601

Kerry Forest
2906 Kerry Forest Pkwy
Tallahassee, FL 32309-6824
Phone:850-479-9601

Mahan
1447 Mahan Dr
Tallahassee, FL 32308
Phone:850-479-9601

Milton Branch
5850 Highway 90
Milton, FL 32583
Phone:850-479-9601

North Monroe
3218 N Monroe St
Tallahassee, FL 32303
Phone:850-479-9601

(850) 479-5830

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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